challenge

No spend 2021

Good evening friends,

I hope the first few days of the year have been lovely so far.


Last year, for many of us, made me realise how fortunate we are.

I missed visiting family and friends, going out for meals, gigs and weekends away, but with all of the above, I didn’t miss how much money I was spending. 

Knowing you may have to be a little tighter with money next month is understandable, but that it’s a treat you’re willing to give yourself.

For 2021 I’ve decided to have a ‘No spend year’. Seems as thought the time is right.

We are saving up to buy our first home and for our wedding next year (covid willing), but also, due to Covid I was scared into saving more than ever.

What would happen if one of us lost our jobs or couldn’t work. What would we have as a back up?


Not only am I hoping to save money, but to live more sustainably.
For most beauty/toiletry products I’ve tried to buy (where I can in stock and not outrageously priced), vegan and cruelty free.

I’ve stocked up on my regular up make up, skin care, toiletries such as body wash, moisturizer, deodorant, toothpaste, etc

Most items I either bought whilst they were on sale, on 3 for 2/buy one get one free, or from previous subscription boxes.

As well as for food, where possible we’ll buy local, and to make an effort to meal plan and batch cook.
Last year I comfort ate alot, therefore ate whatever I wanted when I wanted, (where possible), and looking back, wasted alot of money.

I have clothes that are now a little snug, and am not wearing, or clothes I bought last year, but never got to because I hardly left the house – therefore have plenty of clothes to wear.



This year, I won’t be purchasing any of the following.

  • Make up or beauty products
  • Clothes/Shoes/handbags
  • Books or magazines
  • Perfume
  • Meals out
  • Take away coffees or food
  • Home or lifestyle purchases (step away from the crafts, candles and home decor)

Exceptions
  • Hayu £4.99 (each month)
  • Phone bill £32 (each month)
  • Optician appointments £18 (each month)
  • Roccabox & Birchbox £27 (each month together)
  • Fabfitfun – £55 (seasonal every 3 months)

I have my monthly Bathbox that my fiance kindly buys for me.
The amount of times I’ve picked up a lipstick in a similar colour, bought items of clothing for the season, treated myself to a take away, or a few quid here and there on Amazon, Wish etc.
I will still of course buy birthday gifts for loved ones, and if there’s anything I need when my birthday rolls round in April, I’ll ask for them then.
Other items such as books, I picked up a few last month from charity shops, and as for magazines, most articles can be read online.

Writing down what I pay for each month (not including living bills, rent, water, electric etc), has opened my eyes to what I want, and what I need.

There’s a few luxury items such as Hayu and the subscription boxes, but that’s a treat, something we all need to look forward to.

Will you join me in a no spead year? Or maybe start off with a No spend season?


    Kaya •

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